Cato will help you to Smart

Improving Your Financial Health

COMING SOON: Your financial health should be at the centre of your bank account. That is why we are designing Cato  as an ecosystem to help you to Bank Smart, Budget Smart and Buy Smart – maximising your financial potential.

Cato Ecosystem

YOUR CATO ACCOUNT IS DESIGNED FOR YOU

Cato will individualise banking and financial services, meaning your Cato account is designed just for you. Cato will look at your full financial journey and provide you with our banking and consumer services that are designed to maximise how much you can save.

AUTOMATED BUDGETING

Budget Smart by splitting your income into multiple micro-accounts, allowing you to easily manage your finances, by automating paying bills and achieving your savings goals.

AUTOMATED BUDGETING

Budget Smart by splitting your income into multiple micro-accounts, allowing you to easily manage your finances, by automating paying bills and achieving your savings goals.

CATO BANKING

Banking is the core of your financial journey, that is why your Cato account will provide you with all you need to wisely manage your finances. Our debit card and virtual debit cards will allow you to spend smarty, while our account management tools will give you insights into your finances.

AI PERSONAL ASSISTANT

A personal financial assistant that is there for you whenever you need. Our AI technology will give you the opportunity to get insights into your accounts, ask for help when you need and even give you tips to help you save more, budget better and spend smartly.

Cato Chatbot (1)
Cato Chatbot (1)

AI PERSONAL ASSISTANT

A personal financial assistant that is there for you whenever you need. Our AI technology will give you the opportunity to get insights into your accounts, ask for help when you need and even give you tips to help you save more, budget better and spend smartly.

Concept - Rewards & Discounts

CATO REWARDS & DISCOUNTS

Cato has partnered with leading retailers, brands and organisations to help you save while you shop. With our technology you will be recommended the best brands that can help you save more at shops and items you like to buy.

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The Waitlist