The Money Manager Tool
If you are on Universal Credit and want to make the most of your money, check out the Money Manager Tool.
We have some advanced and free tools designed by experts to help you manage your money better and discover insights into your financial behaviour.
Young family managing budget, reviewing their bank accounts using generic laptop pc and calculator in kitchen. Husband and wife doing paperwork together, paying taxes online on notebook computer
Get Help With Your Debt Problems
If you have debt problems or you are worried that you may not be able to repay your loan you can get help. Use this tool from Step Change.
Budget Planner
Use this free budget planner tool to help you create a budget and analyse your outgoings against your income on everything you spend on.
Savings Goal Calculator
Use this Savings Goal Calculator to see how much you need to save, and how often, for whatever goal you are looking to save for.
Loans Calculator
Knowing the cost of borrowing helps you to save money by helping you to choose a loan that is affordable to you. Saving money on loans helps to prevent a cycle of debt.